This is something I have been meaning to mention for a week or two, but I just keep forgetting.
When I was at Ikea the other day I wanted to pay for my new shelves with my Visa.
They took the card, swiped it, then started calling someone. I started to get worried. I asked if there was a problem and the cashier said no, but Visa wanted her to call.
There as no answer on the phone from Visa so she asked me to pay with something else. I used my debit card but was a little annoyed.
When I got home I called Visa. I asked why my card was not working and they said:
We flagged your card because we noticed someone was trying to use it in Iceland.
This would be funny except I have been living here more then a year and have, from time to time, used this Visa.
We even called them once because we were having problems with the bills taking two months to get here. Someone knew we lived in Iceland.
But still, a year later, they decide that my Visa must have been stolen.
If my Visa was stolen, I would be really angry if it took a year for them to realize the 'strange purchases'.